Tag Archive for: first time home buyer

Murfreesboro Attic Inspection, Smith & Smith Home Inspections

At Smith & Smith Home Inspections of Murfreesboro, TN, we know the importance of thoroughly inspecting an attic. In this blog post, I will focus on some of the main defects and problem areas to look for, and where to look for them. Due to the tons of videos posted online of homeowners falling through drywall and ceiling tiles, we recommend attic inspections preformed by state licensed and InterNACHI certified home inspectors. If you live in the Greater Middle Tennessee area, Smith & Smith Home Inspections has the best professional home inspector to hire for your home buyer and home seller home inspection needs.

The best time to inspect an attic is during a heavy rain downpour. This will be the easiest time to observe active leaks. The majority of leaks occur at or around roof penetrations, such as plumbing vents, dryer vents, bathroom vents, attic ventilation areas, air handler exhausts, kitchen hood exhausts, and under the electrical service mast entry point. Another area to look for moisture intrusion, is at the fascia boards. These are the boards at the eave that usually have gutters attached to them. The moisture intrusion likely happens due to an abundance of debris in the gutters and/or gutters that are sagging or sloped improperly.

Moisture Intrusion at Roof Decking, Attic Ispection Moisture Intrusion at Fascia Board, Attic Inspection Murfreesboro Attic Inspection, Smith & Smith Home Inspections

Another important aspect of an attic to inspect is the insulation. Insulation provides resistance to heat flow. The more heat-flow resistance the insulation provides, the lower the heating and cooling costs. Heat flows from a warmer space to a cooler space. In the cold winter, heat flows directly from all heated living spaces to adjacent unheated spaces, such as attics, garages, basements, crawl spaces, and to the outdoors. Wherever there is a difference in temperature, heat flow can move indirectly, such as through interior ceilings, walls and floors. During cooler months, heat flows from the exterior to the interior of a building. Insulation’s resistance to heat flow is measured by its thermal resistance, also known as its R-value. The R-value needed in your house will depend on its climate, type of heating and cooling system, and the particular part of the house where the insulation is installed. If there isn’t any insulation in the attic space, then insulation should be installed between the joists. If the insulation does not cover the tops of the ceiling joists, then a good practice is to install new batts perpendicular to the existing ones.  This will reduce thermal bridging through the framing members. Thermal bridging occurs when poorly insulating material allows a pathway for heat flow across a thermal barrier, causing heat/energy loss. When installing batt insulation with a paper side. The paper side should face towards the inside of the home. The paper acts as a vapor barrier. If it is installed improperly, the paper moisture barrier could trap moisture in-between the paper and the sub-flooring, which could cause microbial growth.

The attic access hatch or door should also be insulated. During cold months, heat loss and air leakage through uninsulated and non-weatherstripped ceiling openings is a major source of energy loss, which results in a higher electric bill. The attic access opening can also be covered with an insulated cover box. Attic access openings should exceed 30 square feet and have a vertical height of 30 inches or more. The rough-framed opening should be at least 22 inches by 30 inches. When plumbing and/or electrical systems and/or mechanical equipment is in the attic space, then the attic should be accessible for inspection, service and removal. The passageway beyond the opening should be at least 30 inches high, at least 22 inches wide, and not more than 20 feet in length when measured along the centerline of the passageway from the opening to the appliance. A light fixture should be installed to illuminate the passageway and the attic appliance. Plus, an electrical outlet should be installed near the appliance to permit safe and convenient maintenance and servicing of the appliance.

During a home inspection, the attic should be checked for damaged, cut or altered trusses or rafters, which could jeopardize the home’s structural integrity. A structural engineer should always be consulted on how to repair damaged trusses, because trusses are specifically engineered components. Your home inspector should also look for spliced wires that are not in covered junction boxes. Anywhere you have wires spliced together, you need a junction box, because contact between wires can cause a spark.

These are just a handful of the items and areas that should be inspected during a home inspection in an attic. Through time, I will expand on this blog entry to include more important aspects of an attic inspection. When buying a home or an investment property, you want your home inspector to be experienced in building and construction, InterNACHI certified, and licensed by the state of Tennessee. I am that home inspector. At Smith & Smith Home Inspections, we inspect every square foot of the house, from the foundation to the roof, and always include thermal imaging and gas leak detection, all at an honest, flat rate price. We provide home inspections and radon testing throughout Murfreesboro, Smyrna, Lebanon, Shelbyville, Manchester, McMinnville, La Vergne, Winchester, Woodbury, Columbia, Nashville & The Greater Middle Tennessee Area. Call/text/email to schedule your inspection today!


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Here are Three Most Common Mistakes Every Home Buyer Should Avoid

Common Mistake #1: Thinking you can’t afford it.

Many people who thought that buying the home of their dreams was simply out of their budget are now enjoying a wonderful lifestyle in their very own homes.

Buying a home is one of the smartest financial decisions you will ever make. As a matter of fact, most homeowners would be broke at retirement if it wasn’t for one saving grace, the equity in their homes. In addition, tax allowances favor home ownership.

History shows, real estate values have always risen steadily. Of course, there are highs and lows, but the long-term trend is a consistent increase. This means that every month when you make a mortgage payment, the amount that you owe on the home goes down and the value typically increases. This “owe less, worth more” model is called equity build-up, and is the reason you can’t afford not to buy.

Even if you have little money for a down payment or credit problems, chances are that you can still buy that new home. It all comes down to working with the right people, and knowing the right strategies.

Common Mistake #2: Not hiring a buyer’s agent to represent you.

Buying property can be a complex and stressful endeavor. In fact, it is most often the biggest, single investment you will ever make in your lifetime. At the same time, real estate transactions have become increasingly complicated. New technology, laws, procedures, and competition from other buyers require buyer agents to perform at an ever-increasing level of professionalism and competence. Plus, making the wrong decisions can end up costing you thousands of dollars. This is not the way that it has to be!

Find and work with a buyer’s agent that has a keen understanding of the real estate business and the local market. A buyer’s agent has a fiduciary duty to you. That means that they are loyal only to you, and are obligated to look out for your best interests. A buyer’s agent can help you find the best home, the best lender, and the best home inspector in your area. That inspector should be an InterNACHI certified home inspector because InterNACHI inspectors are the most qualified and best-trained inspectors in the world.

Trying to buy a home without an agent or a qualified inspector is, well… unfathomable.

Common Mistake #3: Getting a cheap inspection.

Buying a home is more than likely the most expensive purchase you will ever make. This is no time to shop for a cheap inspection or the cheapest home inspector. The cost of a home inspection is relativity small compared to the value of the home being inspected. The additional cost of hiring a certified home inspector is almost insignificant by comparison. As a home buyer, you have been number crunching, negotiating offers, adding up closing costs, shopping for mortgages, and trying to get the overall best deals. Don’t stop now! Don’t let your real estate agent or anyone else talk you into skimping here.

Smith & Smith Home Inspections provides inspection services throughout Middle Tennessee. Contact us today to schedule your inspection!